It's critical for you, as an employer, to protect yourself and the company from employee accidents or illness on the job. These types of incidents are very common and could cause major losses both fiscal and otherwise.
Workers Compensation coverage is mandatory in the United States. If an employee is hurt on the job, s/he has the right to sue the employer if it does not carry this type of coverage. You may be held responsible for all expenses incurred due to the injury or illness.
Furthermore, workers compensation insurance also provides additional benefits to both employee and employer: if the employee has a car accident while carrying out the company’s work, his/her medical expenses are covered. Illness may also be covered, if it is related to the employee's job.
There are various other additional services you can get along the workers compensation policy. They include:
Call Kalachian Insurance Agency now at 1-800-820-9707 to speak with a Workers Compensation Insurance specialist.